{"id":6929,"date":"2019-04-08T11:00:44","date_gmt":"2019-04-08T08:00:44","guid":{"rendered":"https:\/\/alshamfoundation.com\/?p=6929"},"modified":"2026-03-17T02:01:47","modified_gmt":"2026-03-16T23:01:47","slug":"mikrofinans-icin-kareem-fonu-proje","status":"publish","type":"post","link":"https:\/\/ahf.ngo\/tr\/2019\/04\/08\/mikrofinans-icin-kareem-fonu-proje\/","title":{"rendered":"Mikrofinans i\u00e7in ‘Kareem Fonu’ proje"},"content":{"rendered":"
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Sekiz y\u0131l s\u00fcren sava\u015f Suriye ekonomisini y\u0131kt\u0131. Halk\u0131n\u0131n yar\u0131s\u0131ndan fazlas\u0131 \u00fclke i\u00e7inde gurbet\u00e7iye ve s\u0131n\u0131rlar\u0131 d\u0131\u015f\u0131ndaki m\u00fcltecilere sebep olmu\u015ftur.<\/p>\n

Zor \u015fartlar nedeniyle, Suriyeli ailelerin \u00e7o\u011fu, ya\u015fam\u0131n sertli\u011fini kullanan bir i\u015f bulmakta zorland\u0131.<\/p>\n

Yeni kurulan topluluklar aras\u0131nda ihtiya\u00e7 yava\u015f\u00e7a da\u011f\u0131l\u0131yor. Ailenin sahibi,onun \u00e7ocuklar\u0131 t\u0131kayan yiyecek sepetleri dizisinde durmaya zorland\u0131. Ekonomik durumun d\u00fc\u015fmesi g\u00f6lgesinde ve yoksullar\u0131n y\u00fcksek oran\u0131 ve onlar\u0131n hayatta kalmalar\u0131n\u0131 g\u00fcvence alt\u0131na almak i\u00e7in yard\u0131m toplumlar\u0131na ba\u011f\u0131ml\u0131 olmalar\u0131, Potansiyel yard\u0131m ederek ve \u00fcretimlerini y\u00f6nlendirmelerine “\u0130nsani \u015eam Derne\u011fi” i\u015fsizlik sorununu kar\u015f\u0131la\u015fmak i\u00e7in\u00a0 ve felaket etkilerini azaltmak i\u00e7in bir mekanizma bulmaya \u00e7al\u0131\u015ft\u0131. 2019 y\u0131l\u0131n\u0131n ba\u015flar\u0131nda, Suriyeli ailelere imtiyazl\u0131 ko\u015fullarda bor\u00e7 verme hizmeti sunan Mikrofinans i\u00e7in ‘Kareem Fonu’ proje ve \u00f6zel olarak \u00e7al\u0131\u015fmak isteyenlere gerekli likiditeyi elde etmek i\u00e7in f\u0131rsat sundu\u011fu yerlerde ba\u015flat\u0131ld\u0131.<\/p>\n

Proje, aileleri a\u015f\u0131r\u0131 yoksulluktan orta gelir s\u0131n\u0131f\u0131na ta\u015f\u0131mak i\u00e7in b\u00fct\u00fcnle\u015fik bir plan olu\u015fturan ”be\u015f bor\u00e7 verme a\u015famas\u0131ndan” olu\u015fmaktad\u0131r. Kendi i\u015flerini kurma kabiliyetine ve isteklili\u011fine sahip ki\u015filer, kendi faaliyetleri ve geli\u015fmeleri i\u00e7in \u00f6demeleri gereken likiditeyi sa\u011flayarak, yeni i\u015f yaratmalar\u0131na ve m\u00fc\u015fteri gelirlerini art\u0131rmalar\u0131na yard\u0131mc\u0131 olarak hedeflenir.<\/p>\n

Proje, m\u00fc\u015fteri A\u011f\u0131, ilk kredinin verildi\u011fi bir y\u0131l sonra 195 m\u00fc\u015fteriyi i\u00e7erece\u011fi geni\u015flenmek \u00fczere, ilk a\u015famada 150 m\u00fc\u015fteriye finansal teminat hizmeti sunmay\u0131 ama\u00e7lamaktad\u0131r. i\u015f , iyi kredi sistemini olacak (faydalar\u0131 olmadan) verimlilik\u00a0 (hizmet -ticaret -sanai) Tamamen iyile\u015fti. B\u00f6ylece ayl\u0131k iadeler yeni insanlar\u0131n deste\u011fine katk\u0131da bulunuyor.<\/p>\n

Proje, kad\u0131nlar ve erkeklerinden fakir hedef ald\u0131\u011f\u0131ndan dolay\u0131, Kefiller ve maa\u015flar\u0131n, ipoteklerin ve di\u011ferlerinin devredilmesi gibi, bor\u00e7lanma i\u00e7in geleneksel banka garantileriyle y\u00fcklenmeyecekler. Ancak, pahal\u0131 bireysel garantilere bir alternatif olarak s\u00f6zde toplu garantiye ba\u015fvurulacakt\u0131r.<\/p>\n

“Karim Fonu” projesi \u015funlar\u0131 hedefliyor:<\/strong><\/p>\n

_ Yard\u0131mla\u015fma yard\u0131mlar\u0131ndan yararlanarak aileleri imkan verin\u00a0 ve onlar\u0131 uygun bir ge\u00e7im kayna\u011f\u0131 sa\u011flayabilecek \u00fcretken ailelere d\u00f6n\u00fc\u015ft\u00fcr\u00fcn.<\/p>\n

\u00a0 _Kad\u0131nlar ve erkekler i\u00e7in serbest meslek olanaklar\u0131 sa\u011flamak.<\/p>\n

_ Kad\u0131nlar\u0131n sosyal ve ekonomik g\u00fc\u00e7lenmesine katk\u0131da bulunmak, aile ve toplumdaki rollerini artt\u0131rmak.<\/p>\n

_ Genel olarak aile \u00fcyelerinin sa\u011fl\u0131k, e\u011fitim ve ya\u015fam standartlar\u0131n\u0131 y\u00fckseltmek.<\/p>\n

_\u00a0 Yararlan\u0131c\u0131 dernek gruplar\u0131 i\u00e7in kendine g\u00fcven i\u00e7in bir \u00e7al\u0131\u015fma, \u00fcretim ve \u00f6zg\u00fcven k\u00fclt\u00fcr\u00fc olu\u015fturmak<\/p>\n

Projeler ayr\u0131ca a\u015fa\u011f\u0131dakileri de i\u00e7eren bir dizi kriteri dikkate almal\u0131d\u0131r:<\/p>\n

1_ Proje toplum i\u00e7in kabul edilebilir olmal\u0131 ve y\u00fcr\u00fcrl\u00fckteki yasalara ve geleneklere ayk\u0131r\u0131 olmamal\u0131d\u0131r<\/p>\n

2_ Net bir ekonomik fizibiliteye sahip olmak<\/p>\n

3_ Uygulama ve pazarlama mekanizma ve ara\u00e7lar\u0131na a\u015final\u0131k ve deneyim.<\/p>\n

Karim Fonu, ”\u0130nsani \u015eam Derne\u011fi’n\u0131n” en fazla yoksul insana yard\u0131m etmek i\u00e7in \u00e7al\u0131\u015ft\u0131\u011f\u0131 ve kariyerlerinde yanlar\u0131nda durmak kap\u0131lardan biri, zira babalar\u0131n\u0131n sayg\u0131nl\u0131\u011f\u0131n\u0131 ve itibar\u0131n\u0131 koruyan ba\u011f\u0131ms\u0131z bir gelir sa\u011flamak i\u00e7in ve onlar\u0131 toplumdaki bir y\u00fckten in\u015faat\u00e7\u0131lar\u0131na \u00e7evirmeyi say\u0131l\u0131r. Peygamberin rehberli\u011finde (Allaah\u2019\u0131n bar\u0131\u015f\u0131 ve nimetleri), bir erke\u011fin ellerinin i\u015ften bir par\u00e7a yemek yedi\u011fini s\u00f6yledi\u011fi helal kazan\u0131mla ilgili<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Sekiz y\u0131l s\u00fcren sava\u015f Suriye ekonomisini y\u0131kt\u0131. Halk\u0131n\u0131n yar\u0131s\u0131ndan fazlas\u0131 \u00fclke i\u00e7inde gurbet\u00e7iye ve s\u0131n\u0131rlar\u0131 d\u0131\u015f\u0131ndaki m\u00fcltecilere sebep olmu\u015ftur. Zor \u015fartlar nedeniyle, Suriyeli ailelerin \u00e7o\u011fu, ya\u015fam\u0131n sertli\u011fini kullanan bir i\u015f bulmakta zorland\u0131. Yeni kurulan topluluklar aras\u0131nda ihtiya\u00e7 yava\u015f\u00e7a da\u011f\u0131l\u0131yor. Ailenin sahibi,onun \u00e7ocuklar\u0131 t\u0131kayan yiyecek sepetleri dizisinde durmaya zorland\u0131. Ekonomik durumun d\u00fc\u015fmesi g\u00f6lgesinde ve yoksullar\u0131n y\u00fcksek […]<\/p>\n","protected":false},"author":1,"featured_media":6933,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[384],"tags":[],"class_list":["post-6929","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-erken-kurtarma"],"yoast_head":"\nMikrofinans i\u00e7in 'Kareem Fonu' proje - \u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0634\u0627\u0645 \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ahf.ngo\/2019\/04\/08\/kareem-fund-for-micro-finance\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mikrofinans i\u00e7in 'Kareem Fonu' proje - \u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0634\u0627\u0645 \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629\" \/>\n<meta property=\"og:description\" content=\"Sekiz y\u0131l s\u00fcren sava\u015f Suriye ekonomisini y\u0131kt\u0131. Halk\u0131n\u0131n yar\u0131s\u0131ndan fazlas\u0131 \u00fclke i\u00e7inde gurbet\u00e7iye ve s\u0131n\u0131rlar\u0131 d\u0131\u015f\u0131ndaki m\u00fcltecilere sebep olmu\u015ftur. Zor \u015fartlar nedeniyle, Suriyeli ailelerin \u00e7o\u011fu, ya\u015fam\u0131n sertli\u011fini kullanan bir i\u015f bulmakta zorland\u0131. Yeni kurulan topluluklar aras\u0131nda ihtiya\u00e7 yava\u015f\u00e7a da\u011f\u0131l\u0131yor. Ailenin sahibi,onun \u00e7ocuklar\u0131 t\u0131kayan yiyecek sepetleri dizisinde durmaya zorland\u0131. 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\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0634\u0627\u0645 \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ahf.ngo\/2019\/04\/08\/kareem-fund-for-micro-finance\/","og_locale":"tr_TR","og_type":"article","og_title":"Mikrofinans i\u00e7in 'Kareem Fonu' proje - \u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0634\u0627\u0645 \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629","og_description":"Sekiz y\u0131l s\u00fcren sava\u015f Suriye ekonomisini y\u0131kt\u0131. Halk\u0131n\u0131n yar\u0131s\u0131ndan fazlas\u0131 \u00fclke i\u00e7inde gurbet\u00e7iye ve s\u0131n\u0131rlar\u0131 d\u0131\u015f\u0131ndaki m\u00fcltecilere sebep olmu\u015ftur. Zor \u015fartlar nedeniyle, Suriyeli ailelerin \u00e7o\u011fu, ya\u015fam\u0131n sertli\u011fini kullanan bir i\u015f bulmakta zorland\u0131. Yeni kurulan topluluklar aras\u0131nda ihtiya\u00e7 yava\u015f\u00e7a da\u011f\u0131l\u0131yor. Ailenin sahibi,onun \u00e7ocuklar\u0131 t\u0131kayan yiyecek sepetleri dizisinde durmaya zorland\u0131. Ekonomik durumun d\u00fc\u015fmesi g\u00f6lgesinde ve yoksullar\u0131n y\u00fcksek […]","og_url":"https:\/\/ahf.ngo\/2019\/04\/08\/kareem-fund-for-micro-finance\/","og_site_name":"\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0634\u0627\u0645 \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629","article_published_time":"2019-04-08T08:00:44+00:00","article_modified_time":"2026-03-16T23:01:47+00:00","og_image":[{"width":1240,"height":600,"url":"https:\/\/ahf.ngo\/wp-content\/uploads\/2019\/04\/kreem-article.png","type":"image\/png"}],"author":"admin00","twitter_card":"summary_large_image","twitter_misc":{"Yazan:":"admin00","Tahmini okuma s\u00fcresi":"3 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ahf.ngo\/2019\/04\/08\/kareem-fund-for-micro-finance\/#article","isPartOf":{"@id":"https:\/\/ahf.ngo\/2019\/04\/08\/kareem-fund-for-micro-finance\/"},"author":{"name":"admin00","@id":"https:\/\/ahf.ngo\/#\/schema\/person\/fc49b4f71307fb651736644e7844ae9b"},"headline":"Mikrofinans i\u00e7in ‘Kareem Fonu’ proje","datePublished":"2019-04-08T08:00:44+00:00","dateModified":"2026-03-16T23:01:47+00:00","mainEntityOfPage":{"@id":"https:\/\/ahf.ngo\/2019\/04\/08\/kareem-fund-for-micro-finance\/"},"wordCount":597,"commentCount":0,"publisher":{"@id":"https:\/\/ahf.ngo\/#organization"},"image":{"@id":"https:\/\/ahf.ngo\/2019\/04\/08\/kareem-fund-for-micro-finance\/#primaryimage"},"thumbnailUrl":"https:\/\/ahf.ngo\/wp-content\/uploads\/2019\/04\/kreem-article.avif","articleSection":["Erken kurtarma"],"inLanguage":"tr","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/ahf.ngo\/2019\/04\/08\/kareem-fund-for-micro-finance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/ahf.ngo\/2019\/04\/08\/kareem-fund-for-micro-finance\/","url":"https:\/\/ahf.ngo\/2019\/04\/08\/kareem-fund-for-micro-finance\/","name":"Mikrofinans i\u00e7in 'Kareem Fonu' proje - 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